When it comes to credit cards, foreign transaction fees can be a dreaded surprise for travelers. But did you know that there are credit cards that don’t charge these fees? It’s true! By using the right credit card, you can save money and avoid those pesky fees when making purchases abroad.
One of the most significant aspects of credit cards that don’t charge foreign transaction fees is the convenience they offer to travelers. With these cards, you can freely use them internationally without worrying about incurring extra fees on top of your purchases. This can save you a considerable amount of money, especially if you frequently travel or make purchases from foreign merchants.
When it comes to credit cards that don’t charge foreign transaction fees, several options stand out. These cards are perfect for frequent travelers who often make purchases abroad. Notable cards include the Chase Sapphire Preferred, Capital One Venture Rewards, and Discover it Miles. Each of these cards offers excellent rewards programs and no foreign transaction fees. Additionally, the Bank of America Travel Rewards, and Capital One Quicksilver cards also waive foreign transaction fees. These credit cards are great choices for international travelers looking to avoid extra charges!
Choosing the Right Credit Card for International Travel
When traveling internationally, using the right credit card can save you a significant amount of money. One of the key factors to consider is whether or not the credit card charges foreign transaction fees. These fees can add up quickly, often ranging from 1% to 3% of each transaction. Luckily, there are several credit cards available that don’t charge foreign transaction fees, making them the ideal choices for frequent travelers. In this article, we’ll explore some of the top credit cards that don’t charge foreign transaction fees.
Chase Sapphire Preferred
The Chase Sapphire Preferred is one of the most popular travel credit cards that does not charge foreign transaction fees. This credit card is known for its generous rewards program and flexible redemption options. With the Chase Sapphire Preferred, you earn 2x points on travel and dining purchases and 1x point on all other purchases. The points can be transferred to several airline and hotel loyalty programs, making it a versatile card for frequent travelers.
In addition to its rewards program, the Chase Sapphire Preferred also offers a range of travel benefits, including trip cancellation insurance, primary car rental coverage, and access to a dedicated travel portal. The card has an annual fee of $95, but with the waived foreign transaction fees and the potential for earning valuable rewards, many travelers find it to be well worth it.
The Chase Sapphire Preferred is widely accepted around the world, making it a convenient option for international travel. Whether you’re booking flights, dining at local restaurants, or shopping abroad, this credit card can help you save money and earn rewards at the same time.
Capital One Venture Rewards
The Capital One Venture Rewards card is another popular choice for travelers who want a credit card with no foreign transaction fees. This card offers unlimited 2x miles per dollar on every purchase, which can be redeemed for travel expenses. Additionally, new cardholders can earn a generous sign-up bonus by spending a certain amount within the first few months of account opening.
One of the standout features of the Capital One Venture Rewards card is its ability to earn and redeem miles with any airline or hotel. Unlike some other travel credit cards, you’re not limited to a specific loyalty program, giving you more flexibility when it comes to booking and redeeming travel.
In addition to the rewards program, the Capital One Venture Rewards card also offers travel insurance coverage, no foreign transaction fees, and access to concierge service. The card has an annual fee of $95, which is waived for the first year. If you’re a frequent traveler looking for a credit card that offers solid rewards and no foreign transaction fees, the Capital One Venture Rewards card is definitely worth considering.
American Express Platinum
The American Express Platinum card is a premium travel credit card that offers a wide range of perks and benefits to frequent travelers. While it does have a higher annual fee of $550, the card is packed with features that can more than make up for it.
One of the major advantages of the American Express Platinum card is its access to airport lounges worldwide. Cardholders gain complimentary membership to several lounge networks, including Priority Pass and Centurion Lounges. This can be a major benefit for travelers who value comfort and convenience while waiting for their flights.
The American Express Platinum card also offers a $200 airline fee credit each year, which can be used for baggage fees, in-flight purchases, and more. Additionally, cardholders earn 5x points on flights booked directly with airlines or through the American Express Travel website, as well as 5x points on eligible hotels booked through amextravel.com.
Bank of America Travel Rewards
The Bank of America Travel Rewards card is a great choice for those who want a credit card with no foreign transaction fees and no annual fee. With this card, you earn unlimited 1.5 points per dollar on all purchases, with the ability to redeem points for travel expenses such as flights, hotels, and rental cars.
One of the standout features of the Bank of America Travel Rewards card is its flexibility when it comes to redemption. Unlike some other travel credit cards, there are no blackout dates or restrictions on when and how you can redeem your points. This gives you more freedom and options when planning your trips.
In addition to the rewards program, the Bank of America Travel Rewards card also offers a 0% introductory APR for the first 12 billing cycles, making it a good option for those looking to finance their travel expenses in the short term.
Discover It Miles
The Discover It Miles card is another credit card that does not charge foreign transaction fees and offers solid rewards for travelers. With this card, you earn an unlimited 1.5 miles per dollar on all purchases, which can be redeemed as a statement credit towards travel expenses.
One of the unique features of the Discover It Miles card is its first-year bonus offer for new cardholders. Discover will match all the miles you’ve earned at the end of your first year, effectively doubling your rewards.
Additionally, the Discover It Miles card has no annual fee and offers a 0% introductory APR for the first 14 months on purchases. This can be a great option for travelers who want to save on foreign transaction fees and take advantage of a long interest-free period to pay for their travel expenses.
When choosing a credit card for international travel, it’s important to consider whether or not it charges foreign transaction fees. By opting for a credit card that doesn’t charge these fees, you can save a significant amount of money on each transaction. The credit cards mentioned in this article, such as the Chase Sapphire Preferred, Capital One Venture Rewards, American Express Platinum, Bank of America Travel Rewards, and Discover It Miles, are excellent choices that offer a range of benefits and rewards for frequent travelers. Whether you’re looking for flexible redemption options, travel insurance coverage, or airport lounge access, these credit cards have you covered.
Credit Cards That Don’t Charge Foreign Transaction Fees
- Capital One Venture Rewards Credit Card: This card offers no foreign transaction fees and rewards you with 2 miles per dollar spent on every purchase.
- Chase Sapphire Preferred Card: With no foreign transaction fees and several travel benefits, this card is a great choice for frequent travelers.
- Discover it Miles: This card not only has no foreign transaction fees but also offers 1.5x miles on every dollar spent and matches all the miles you earn at the end of your first year.
- American Express Platinum Card: This premium card not only provides no foreign transaction fees but also offers a wide range of luxury travel benefits and rewards.
Other credit cards that don’t charge foreign transaction fees include the Bank of America Travel Rewards Credit Card, the Wells Fargo Propel American Express Card, and the Barclaycard Arrival Plus World Elite Mastercard.
Key Takeaways for “Which Credit Cards Don’t Charge Foreign Transaction Fees”
- Many credit cards charge foreign transaction fees when used internationally.
- However, there are credit cards available that do not charge any foreign transaction fees.
- These cards are ideal for frequent travelers or those who make international purchases.
- Examples of credit cards that don’t charge foreign transaction fees include the Chase Sapphire Preferred, Capital One Venture, and American Express Platinum.
- It’s important to compare the benefits and rewards of these cards before making a decision.
Frequently Asked Questions
If you’re planning to use your credit card while traveling abroad, it’s important to find one that doesn’t charge foreign transaction fees. Here are some commonly asked questions about credit cards that don’t charge these fees.
1. Can you recommend credit cards that don’t charge foreign transaction fees?
Yes, there are several credit cards that don’t charge foreign transaction fees. Some popular options include:
- Chase Sapphire Preferred
- Citi Premier Card
- Capital One Venture Rewards Credit Card
- Discover it Miles
- Bank of America Travel Rewards Credit Card
These are just a few examples, and there are many more credit cards available that don’t charge foreign transaction fees.
2. Are there any annual fees associated with credit cards that don’t charge foreign transaction fees?
Some credit cards that don’t charge foreign transaction fees do have annual fees, while others don’t. It’s important to consider the other benefits and rewards offered by the card to determine if the annual fee is worth it for you.
For example, the Chase Sapphire Preferred has an annual fee of $95, but it offers valuable travel benefits and rewards that can offset this cost for frequent travelers.
3. Do credit cards that don’t charge foreign transaction fees offer any additional perks?
Yes, many credit cards that don’t charge foreign transaction fees come with additional perks. These perks can vary depending on the card, but some common ones include:
- Travel insurance coverage
- Airline or hotel rewards programs
- Lounge access at airports
- Concierge services
These additional perks can make your travel experience more convenient and rewarding.
4. Can I use credit cards that don’t charge foreign transaction fees anywhere in the world?
Most credit cards that don’t charge foreign transaction fees can be used anywhere in the world where credit cards are accepted. However, it’s always a good idea to notify your credit card company of your travel plans to avoid any potential issues.
5. How can I find out if my current credit card charges foreign transaction fees?
The best way to find out if your current credit card charges foreign transaction fees is to review the terms and conditions or contact your credit card issuer directly. They will be able to provide you with the most accurate and up-to-date information regarding any fees associated with using your card abroad.
When it comes to credit cards that don’t charge foreign transaction fees, there are a few options available. One of the top choices is the Chase Sapphire Preferred. This card offers great travel benefits and doesn’t charge any fees for using it abroad. Another popular option is the Capital One Venture Rewards card, which also waives foreign transaction fees and offers valuable travel rewards.
It’s important to do your research and compare different credit card options to find the one that best suits your needs. Look for cards that offer no foreign transaction fees, competitive interest rates, and additional benefits like travel rewards or cashback. By choosing the right credit card, you can enjoy convenient and cost-effective spending while traveling abroad.
When it comes to credit cards, foreign transaction fees can be a dreaded surprise for travelers. But did you know that there are credit cards that don’t charge these fees? It’s true! By using the right credit card, you can save money and avoid those pesky fees when making purchases abroad.
One of the most significant aspects of credit cards that don’t charge foreign transaction fees is the convenience they offer to travelers. With these cards, you can freely use them internationally without worrying about incurring extra fees on top of your purchases. This can save you a considerable amount of money, especially if you frequently travel or make purchases from foreign merchants.
When it comes to credit cards that don’t charge foreign transaction fees, several options stand out. These cards are perfect for frequent travelers who often make purchases abroad. Notable cards include the Chase Sapphire Preferred, Capital One Venture Rewards, and Discover it Miles. Each of these cards offers excellent rewards programs and no foreign transaction fees. Additionally, the Bank of America Travel Rewards, and Capital One Quicksilver cards also waive foreign transaction fees. These credit cards are great choices for international travelers looking to avoid extra charges!
Choosing the Right Credit Card for International Travel
When traveling internationally, using the right credit card can save you a significant amount of money. One of the key factors to consider is whether or not the credit card charges foreign transaction fees. These fees can add up quickly, often ranging from 1% to 3% of each transaction. Luckily, there are several credit cards available that don’t charge foreign transaction fees, making them the ideal choices for frequent travelers. In this article, we’ll explore some of the top credit cards that don’t charge foreign transaction fees.
Chase Sapphire Preferred
The Chase Sapphire Preferred is one of the most popular travel credit cards that does not charge foreign transaction fees. This credit card is known for its generous rewards program and flexible redemption options. With the Chase Sapphire Preferred, you earn 2x points on travel and dining purchases and 1x point on all other purchases. The points can be transferred to several airline and hotel loyalty programs, making it a versatile card for frequent travelers.
In addition to its rewards program, the Chase Sapphire Preferred also offers a range of travel benefits, including trip cancellation insurance, primary car rental coverage, and access to a dedicated travel portal. The card has an annual fee of $95, but with the waived foreign transaction fees and the potential for earning valuable rewards, many travelers find it to be well worth it.
The Chase Sapphire Preferred is widely accepted around the world, making it a convenient option for international travel. Whether you’re booking flights, dining at local restaurants, or shopping abroad, this credit card can help you save money and earn rewards at the same time.
Capital One Venture Rewards
The Capital One Venture Rewards card is another popular choice for travelers who want a credit card with no foreign transaction fees. This card offers unlimited 2x miles per dollar on every purchase, which can be redeemed for travel expenses. Additionally, new cardholders can earn a generous sign-up bonus by spending a certain amount within the first few months of account opening.
One of the standout features of the Capital One Venture Rewards card is its ability to earn and redeem miles with any airline or hotel. Unlike some other travel credit cards, you’re not limited to a specific loyalty program, giving you more flexibility when it comes to booking and redeeming travel.
In addition to the rewards program, the Capital One Venture Rewards card also offers travel insurance coverage, no foreign transaction fees, and access to concierge service. The card has an annual fee of $95, which is waived for the first year. If you’re a frequent traveler looking for a credit card that offers solid rewards and no foreign transaction fees, the Capital One Venture Rewards card is definitely worth considering.
American Express Platinum
The American Express Platinum card is a premium travel credit card that offers a wide range of perks and benefits to frequent travelers. While it does have a higher annual fee of $550, the card is packed with features that can more than make up for it.
One of the major advantages of the American Express Platinum card is its access to airport lounges worldwide. Cardholders gain complimentary membership to several lounge networks, including Priority Pass and Centurion Lounges. This can be a major benefit for travelers who value comfort and convenience while waiting for their flights.
The American Express Platinum card also offers a $200 airline fee credit each year, which can be used for baggage fees, in-flight purchases, and more. Additionally, cardholders earn 5x points on flights booked directly with airlines or through the American Express Travel website, as well as 5x points on eligible hotels booked through amextravel.com.
Bank of America Travel Rewards
The Bank of America Travel Rewards card is a great choice for those who want a credit card with no foreign transaction fees and no annual fee. With this card, you earn unlimited 1.5 points per dollar on all purchases, with the ability to redeem points for travel expenses such as flights, hotels, and rental cars.
One of the standout features of the Bank of America Travel Rewards card is its flexibility when it comes to redemption. Unlike some other travel credit cards, there are no blackout dates or restrictions on when and how you can redeem your points. This gives you more freedom and options when planning your trips.
In addition to the rewards program, the Bank of America Travel Rewards card also offers a 0% introductory APR for the first 12 billing cycles, making it a good option for those looking to finance their travel expenses in the short term.
Discover It Miles
The Discover It Miles card is another credit card that does not charge foreign transaction fees and offers solid rewards for travelers. With this card, you earn an unlimited 1.5 miles per dollar on all purchases, which can be redeemed as a statement credit towards travel expenses.
One of the unique features of the Discover It Miles card is its first-year bonus offer for new cardholders. Discover will match all the miles you’ve earned at the end of your first year, effectively doubling your rewards.
Additionally, the Discover It Miles card has no annual fee and offers a 0% introductory APR for the first 14 months on purchases. This can be a great option for travelers who want to save on foreign transaction fees and take advantage of a long interest-free period to pay for their travel expenses.
When choosing a credit card for international travel, it’s important to consider whether or not it charges foreign transaction fees. By opting for a credit card that doesn’t charge these fees, you can save a significant amount of money on each transaction. The credit cards mentioned in this article, such as the Chase Sapphire Preferred, Capital One Venture Rewards, American Express Platinum, Bank of America Travel Rewards, and Discover It Miles, are excellent choices that offer a range of benefits and rewards for frequent travelers. Whether you’re looking for flexible redemption options, travel insurance coverage, or airport lounge access, these credit cards have you covered.
Credit Cards That Don’t Charge Foreign Transaction Fees
- Capital One Venture Rewards Credit Card: This card offers no foreign transaction fees and rewards you with 2 miles per dollar spent on every purchase.
- Chase Sapphire Preferred Card: With no foreign transaction fees and several travel benefits, this card is a great choice for frequent travelers.
- Discover it Miles: This card not only has no foreign transaction fees but also offers 1.5x miles on every dollar spent and matches all the miles you earn at the end of your first year.
- American Express Platinum Card: This premium card not only provides no foreign transaction fees but also offers a wide range of luxury travel benefits and rewards.
Other credit cards that don’t charge foreign transaction fees include the Bank of America Travel Rewards Credit Card, the Wells Fargo Propel American Express Card, and the Barclaycard Arrival Plus World Elite Mastercard.
Key Takeaways for “Which Credit Cards Don’t Charge Foreign Transaction Fees”
- Many credit cards charge foreign transaction fees when used internationally.
- However, there are credit cards available that do not charge any foreign transaction fees.
- These cards are ideal for frequent travelers or those who make international purchases.
- Examples of credit cards that don’t charge foreign transaction fees include the Chase Sapphire Preferred, Capital One Venture, and American Express Platinum.
- It’s important to compare the benefits and rewards of these cards before making a decision.
Frequently Asked Questions
If you’re planning to use your credit card while traveling abroad, it’s important to find one that doesn’t charge foreign transaction fees. Here are some commonly asked questions about credit cards that don’t charge these fees.
1. Can you recommend credit cards that don’t charge foreign transaction fees?
Yes, there are several credit cards that don’t charge foreign transaction fees. Some popular options include:
- Chase Sapphire Preferred
- Citi Premier Card
- Capital One Venture Rewards Credit Card
- Discover it Miles
- Bank of America Travel Rewards Credit Card
These are just a few examples, and there are many more credit cards available that don’t charge foreign transaction fees.
2. Are there any annual fees associated with credit cards that don’t charge foreign transaction fees?
Some credit cards that don’t charge foreign transaction fees do have annual fees, while others don’t. It’s important to consider the other benefits and rewards offered by the card to determine if the annual fee is worth it for you.
For example, the Chase Sapphire Preferred has an annual fee of $95, but it offers valuable travel benefits and rewards that can offset this cost for frequent travelers.
3. Do credit cards that don’t charge foreign transaction fees offer any additional perks?
Yes, many credit cards that don’t charge foreign transaction fees come with additional perks. These perks can vary depending on the card, but some common ones include:
- Travel insurance coverage
- Airline or hotel rewards programs
- Lounge access at airports
- Concierge services
These additional perks can make your travel experience more convenient and rewarding.
4. Can I use credit cards that don’t charge foreign transaction fees anywhere in the world?
Most credit cards that don’t charge foreign transaction fees can be used anywhere in the world where credit cards are accepted. However, it’s always a good idea to notify your credit card company of your travel plans to avoid any potential issues.
5. How can I find out if my current credit card charges foreign transaction fees?
The best way to find out if your current credit card charges foreign transaction fees is to review the terms and conditions or contact your credit card issuer directly. They will be able to provide you with the most accurate and up-to-date information regarding any fees associated with using your card abroad.
When it comes to credit cards that don’t charge foreign transaction fees, there are a few options available. One of the top choices is the Chase Sapphire Preferred. This card offers great travel benefits and doesn’t charge any fees for using it abroad. Another popular option is the Capital One Venture Rewards card, which also waives foreign transaction fees and offers valuable travel rewards.
It’s important to do your research and compare different credit card options to find the one that best suits your needs. Look for cards that offer no foreign transaction fees, competitive interest rates, and additional benefits like travel rewards or cashback. By choosing the right credit card, you can enjoy convenient and cost-effective spending while traveling abroad.
